Yes, chronic illness can have a significant impact on your finances. Here are some helpful resources to assist you with your needs.

Planning for Your Financial Future
Applying for SSI or SSDI
Find a Christian Attorney
Emergency Situation
Disability and Employment
Looking for work?
 Starting a business
Investing
In Debt?
Other areas of interest
Share your suggestions

Looking for a good investment? Check out the companies that are developing medications for your illness!

Ask your employer or spouse's employer if they have a flexible spending accout. A flexible spending account allows you to contribute money through a payroll deduction for certain medical and dependent care costs that you know you will have during the year. The deductable lowers your taxable income so bills that you would have paid anyway, now lower the amount that you pay in federal and Social Security taxes.

Religions Freebies! Bibles, books, magazines and more!

Moving? How much will your new home expenses/cost of living cost? Find out with this calculator!

PLANNING FOR YOUR
FINANCIAL FUTURE

Be Prepared: The Complete Financial, Legal, and Practical Guide for Living With a Life-Challenging Condition Rated by readers:By David S. Landay

 

Debt Proof Living, Mary Hunt's book and website have been highly recommended by a few Rest participants. This Christian woman uses warm yet practical techniquest to get out of debt---and stay out! Visit Mary's website to sign up for her helpful newsletter or view or simple.

APPLYING FOR SSI OR SSDI

• Social Security Disability
  Description: Find Social Security Disability Attorneys for help on
  claiming disability benefits under Social Security Law . Including
  Disability Compensation, Disability Retirement Plan and Disability
  Discrimination.
• Sign up for updates/policy changes about Social Security
• FAQ about Disability answered by an attorney
• Social Security Secrets

• How to apply for SSI Information from the government offices. Begin here. Your initial consultation will be done by telephone and is always free.
• How to apply for SSI - A wealth of links that will explain the process step by step.
• An attorney's advice regarding the application process
• Frequently asked questions about the process As answered by an attorney.
• Frequently asked questions about SSI As answered by an attorney.
• Social Security Service Rights and entitlement programs affecting Californians with disabilities.
• SSI After You've Been Denied The Disability Advocacy Council The Disability Advocacy Council is a non-governmental privately owned firm that assists the injured and disabled in applying for and receiving the disability benefits they deserve. Initial consultation will be done by telephone and is always free.
• Guilty until proven innocent:Dealing with a flawed SSDI Application process
• A Journal of living with FMS and CFS and applying for disability Includes experience in filing for Social Security Disability benefits.
• Are disability benefits taxable?

ORGANIZATIONS

• Physicians' Disability Services explain how to apply and win SSI--Extremely helpful. Disability Workbook for Social Security Applicants, Pds Disability Facts Newsletter & more.
• Social Security Disability Webrings
• National Organization of Social Security Claimants’ Representatives Online
• National Organization of Social Security Claimants' Representatives This is a nationwide professional organization composed of primarily attorney representatives but also non-attorney representatives that specialize in social security disability claims and appeals. When you call NOSSCR, ask to be referred to member attorneys that practice in your area. You will be given telephone numbers of such member attorneys.

EMERGENCY SITUATIONS

• In His Name Ministry If you are in an emergency situation for food, shelter, etc. and you have exhausted your means, this ministry may be able to help you. 405-942-7831.
• Modest Needs a non-profit organization reaching out to the people conventional philanthropy has forgotten: hard-working individuals and families who suddenly find themselves faced with small, emergency expenses that they have no way to afford on their own.
  

DISABILITY AND EMPLOYMENT

• Disabled Business Persons Association

LOOKING FOR WORK

• Christian Career Center a great resource if you are seeking a job.
• ChristiaNet Jobs
• Ministry Listings of available jobs.

STARTING A BUSINESS?

• Fundsnet: Addresses the many messages from persons who have some sort of illness/disability and are either requesting financial assistance to meet their obligations, start a business or need to obtain needed equipment. again.
• Disabled Business Persons Association
• Putting The Pieces Together: A Christian Woman's Guide to a Successful Home-Based Business
• Work at Home Moms Web Site
• Christian Jobs Online

INVESTING

• StrongKids.com Overwhelmed with the idea of investing? Start here for explanations and for learning how to invest.
• Fantasy Stock Market Try your instincts out with some "pretend money" and see how you do.
• Getting Started It's easier than you think.

IN DEBT?

• The Fair Debt Collection Practices Act (FDCPA) features information on how to deal with debt collectors.

• National Foundation for Consumer Credit

OTHER AREAS OF INTEREST

• Calculators--over 100 of them to figure out how to make the best financial choices
• Order your credit reports:
  (1) Experian 800-422-4879
  (2) Equifax 800-685-1111
  (3) Trans Union 800-916-8800
  Ordering your credit reports from a credit "service" and not directly from the credit agency, will deduct points from your credit rating as well as increase your cost.
  
  
• Internal Revenue Service (IRS)
  TurboTax Estimator
  
  
• Get Health Insurance Quotes Instantly
  What you should know about Disability Insurance
  
  
• Savings Calculator
  The Financial Health Checkup
  
  
• How much life insurance does your family need?